A Better Way to Sell Your Home!
The market has evolved. Will you?
Since the COVID-19 outbreak and surge in home prices, many areas of the country are finally seeing home values decline. Millions of Americans are now underwater in their mortgages and faced with thousands of dollars in closing costs. Sell on the market with an agent and lose thousands, or sell to us and lose nothing. We take on your mortgage debt and you pay no closing costs. Interested? Get in touch today!
Selling a recently purchased home?
Home values are declining. If you are selling a recently purchased home you may find yourself facing the possibility of losing money on the sale. Add in closing costs that typically exceed 10% of the home value, and you could really be in trouble. That’s where we come in. We’ll buy at the original loan value and you’ll pay no closing costs.
Underwater in your mortgage?
As home values decline across the country, there’s a good chance your principle payments aren’t keeping pace with the declining property value. Veterans who used VA loans are particularly vulnerable. Don’t sell on market and take the loss. Let us take over your debt for free.
Faced with an imminent foreclosure?
Are you behind on mortgage payments? We may be able to purchase your home before it goes to foreclosure. We could help you pay nothing on the sale, recover your credit, and sell the house at no loss to yourself.
Benefits compared to a traditional sale:
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No Closing Costs
No agents, no appraisals, no showings. We buy based on the financials and condition of the property alone. Don’t waste your time and money on a traditional sale.
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No Debt from Depreciation
If your home has depreciated more quickly than you’ve paid down principle, we can take on your debt totally free. You owe nothing to the bank due on sale or ever again.
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Choose Your Move Out Date
In a conventional sale, your family’s life could be disrupted. Don’t worry, we’ll let you choose the date of the sale, and allow you to plan your life accordingly.
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Keep What's Yours.
A traditional sale is designed for every third party to get a piece of your hard-earned equity. Agents, title companies, appraisers, and more are lining up to take what’s yours.
FAQs
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Loan Buyer, LLC is a veteran-owned small business that strives to provide adaptable real estate transaction solutions to save sellers money.
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We use “loan assumptions” and “subject to” financing rather than a conventional transaction, meaning we actually take over your existing loan. Buyer and seller can both benefit from these types of transactions compared to the cost, time, and headache of a traditional sale on the market.
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We are particularly interested in purchases where the seller has very little or no equity, and a loan with a low interest rate. This situation allows the most to gain for both parties. The seller saves on closing costs and turning over any negative balance to the buyer. The buyer benefits from very little up-front cost to acquire the home.
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The housing market has changed, and with it the way homes are going to be bought and sold in the future will change as well. There are no hidden fees or strings attached to this type of sale. Every sale is different, and we’d appreciate the opportunity to talk through yours with you!